Your credit report can influence your ability to find housing, employment and loans or credit. Errors, often resulting in lower credit score, can mean higher interest rates and denial of credit. Understanding and reviewing your credit report is the first step towards your financial health.
You should review your report from each of the three major credit reporting agencies, Experian, Equifax, and Trans Union at least every year.
MobileLegal can help with the following:
- Provide guidance on obtaining a free copy of your credit report.
- Assist with disputing errors on your credit report.
- Discuss strategies and best practices to improve your overall credit.
Credit reporting agencies and furnishers, those who provide information to the credit reporting agencies, could face liability under the Fair Credit Reporting Act (FCRA) if disputes are not appropriately handled.
To learn more, view our video: “How to Read Your Credit Report: Top 14 Credit Report Errors”
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